Is a New Home on Your Holiday Wish List?

The holiday season is often thought to be the worst time of year to buy or sell a home. I disagree. If a new home is on your holiday wish list, there are many benefits to buying or selling a home during the holidays. It’s not uncommon for buyers to purchase a new home during […]

Best Single Parent Loan Options

As a single parent, you are likely most concerned about raising your children and covering your bills. Buying a home can seem like a huge undertaking. I have good news! There are loan and assistance programs available to help single parents purchase a home. And I have access to the best loan options… In California, […]

Access Money Without Withdrawing from Your Retirement

It can be scary when you are in a sudden need for cash, whether you lost your job, have medical expenses or another emergency.  While you may be able to withdraw $50,000 or 50% (whichever is less) from your 401(k) retirement plan without any penalties, there are better ways to access money without withdrawing from […]

Top Ways to Save Money on a Home Purchase

Purchasing a home in California is expensive! If you want to save money on your home purchase, follow these simple steps that can save you thousands of dollars. Improve Your Credit Score to Save Money Borrowers with higher credit scores tend to save money by receiving lower interest rates because they are considered less of […]

Mortgage Buydowns Popular in Changing Market

There’s no doubt about it, the real estate market is changing from a seller’s market to a buyer’s market, where the home purchaser has the advantage in price negotiations. But sellers have a tool they can use to avoid price reductions: mortgage buydowns. What is a mortgage buydown? A mortgage buydown is an option for […]